Home is Possible Program

Get bonus money. Buy a house. Celebrate. In a nutshell, that’s how the Home Is Possible program works.

Find a Lender


Established by the state of Nevada in 2014, Home Is Possible helps homebuyers just like you to get up to 5% of the home loan value. That's thousands of dollars for a one-time fee of just $675. When you qualify, you can use that money for your down payment or closing costs.

Yes, really.

So what are the highlights of the Home Is Possible program? Here’s a handy dandy list.

Key Benefits:

  • Get up to 5% of the loan value

  • Usable for down payment and closing costs

  • Forgivable after three years (if you stay in your home)

  • Attractive 30-year interest rate

  • No first-time homebuyer requirement

  • Financing available for manufactured homes

  • Statewide program

Program Requirements:

  • Borrower may not own property at the time of closing

  • For government loans (FHA, USDA, VA) — qualifying income must be below $98,500

  • For conventional loans (HFA-preferred) — please visit our income limits by county page

  • Home price below $484,350

  • Minimum credit score of 640

  • Must live in home as primary residence

  • Homebuyer education course required

  • Must meet standard underwriting requirements

  • One-time fee of $675

If you love the benefits and meet the qualifications, the next step is to find a Home Is Possible qualified lender. They’ll help you get thousands of dollars in bonus money, courtesy of Nevada Housing Division and our Home Is Possible program.

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